Aerial view of the King Abdullah Financial District skyline at dusk, Riyadh
Expertise

FinTech & Regulatory Strategy

Navigate evolving financial ecosystems, regulatory environments and new business models with a clear path from opportunity assessment to market execution.

Overview

Financial ecosystems in Saudi Arabia and the wider GCC are being reshaped by regulation, new entrants and new infrastructure. We help institutions and fintech companies decide where to play, how to comply and how to bring propositions to market — connecting regulatory reality with commercial ambition.

Client Challenges

Challenges We Address

  • Entering a new GCC market without a clear regulatory pathway
  • Deciding whether to build, partner or acquire a fintech capability
  • Responding to open banking and open finance mandates
  • Positioning a payments or digital banking proposition against fast-moving competitors
  • Assessing the commercial case for digital assets and tokenisation
Our Approach

How We Help

01

Opportunity assessment

We size the opportunity, map the regulatory landscape and test the proposition against market and competitor reality.

02

Strategy and business model design

We define the proposition, operating and commercial model, and the sequencing required to reach market.

03

Execution support

We support regulatory engagement, partner selection and go-to-market delivery alongside your teams.

Capabilities

What We Cover

  • Fintech Strategy
  • Market Entry
  • Regulatory Landscape Assessment
  • Open Banking & Open Finance
  • Payments Strategy
  • Digital Banking
  • Embedded Finance
  • Digital Assets
  • Tokenisation
  • Product Strategy
  • Go-to-Market Strategy
  • Fintech Partnership Strategy
  • Competitive Benchmarking

Typical Engagements

  • Market entry assessment for a financial institution expanding across the GCC
  • Payments proposition and commercial model review
  • Open banking response and prioritisation for a retail bank
  • Digital asset and tokenisation opportunity assessment

What You Receive

  • Strategy
  • Market assessment
  • Competitive benchmark
  • Opportunity map
  • Regulatory landscape
  • Business model assessment
  • Go-to-market roadmap
  • Partner shortlist
  • Executive recommendations
Related Experience

Applied in Practice

Financial Services Organisation

Treasury-as-a-Service launch and scale-up

$1 Billion client volume achieved within 12 months of launch.

Let's Talk

Discuss Your Next Strategic Priority

Speak with ALEtqan Hub about your fintech, emerging technology, market intelligence or transformation priorities.